Easier pensions for a brighter retirement
Straightforward choices that help you take control of your future.
Need to learn more about pensions first?
One pension, two easy options
Currently, with this product you can only access your pension money as a lump sum from age 55 (57 from 2028). So if you’re looking for flexible access, this might not be the pension for you.
Navigator
Steered automatically based on your age
- We make the choices and investment decisions
- We’ll keep an eye on things, so you don’t have to
- A good option if you want to take money from your pension in retirement, whilst keeping it invested
Self-Drive
You steer your own pension choices
- You choose which investment approach is right for you
- You keep an eye on your pension (we still do the investing)
Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.
Tell us, we’re listening
Change happens to all of us, and that’s okay.
Whatever your situation just tell us, and we’ll do our best to support you, every step of the way.
Why choose Octopus Money Direct?
Our personal pension helps you plan for a brighter future with two super-smart and straightforward choices to grow your money.
Start from £25 a month
or move your pension to us
- Straightforward
No jargon, no waffle, we make pensions simple.
- Good value
Our experts invest your money worldwide to reduce risk and help it grow, at a fair price.
- Responsible
We make investment decisions that consider people and the planet.
- Rewarding
Rewards from the Octopus family and beyond.
Currently, with this product, you can only access your pension money as a lump sum from age 55 (57 from 2028). So, if you’re looking for flexible access, this might not be the pension for you.
Learn more about pensions
Find out everything you need to know about pensions with handy tips, guides and videos from our pensions experts.